Peace of mind and financial security, with Life Insurance

In life, the unexpected happens. When it does, you can be ready. Let us help protect you, your family and provide you with peace of mind. Coverage can be as low as $0.04 a day! What’s stopping you from providing income and security for your family?

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Guaranteed Protection

Life insurance is a contract between you and an insurance company. Essentially, in exchange for your premium payments, the insurance company will pay a lump sum known as a death benefit to your beneficiaries after your death.

Your beneficiaries can use the money for whatever purpose they choose. Often this includes paying everyday bills, paying a mortgage or putting a child through college. Having the safety net of life insurance can ensure that your family can stay in their home and pay for the things that you planned for.

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More than just a death benefit

After a partner or spouse, or parent dies, so does their annual income, so a life insurance policy can help fill in the gaps to pay financial obligations such as rent or mortgage costs, funeral and burial expenses, school tuition, personal debt such as student loans or credit cards, and even, supplement the lost income, to help pay for day-to-day expenses.



Some policies, like whole or universal life insurance, allow you to access your life insurance funds while you are alive. You may be able to borrow against your policy as long as you continue to pay premiums, which you can use to pay for a home or college for your children.

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Your 3 life insurance options

Click below to learn about each one

Temporary coverage that is extremely affordable and convertible. Coverages can be as low as $12 a month! Term life insurance can be a great way to help protect a family’s financial future. Individuals can get coverage when they need it most, and pay less on premiums than they would for a permanent insurance policy.

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Permanent coverage that has cash value and loan ability. One of the most appealing benefits of purchasing a whole life insurance policy is this: As long as you pay your premiums, your death benefit will never expire. It is guaranteed to be paid

Indexed universal life (IUL) insurance is permanent, which means it lasts your entire life and builds cash value. An IUL policy allows for some cash value growth through an equity index account, unlike other universal policies that only grow cash value through non-equity earned rates. The money in your cash value account can earn interest based on a stock market index chosen by your insurer, such as the S&P 500 or the Nasdaq Composite. Funds don’t earn a fixed rate of interest but typically come with an interest rate guarantee.

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If you’re a parent…

Look at the images, what future would you like your children to have if you were suddenly no longer here to provide for them? Would you like your family to be forced to find ways to fundraise the income that they depended on? Life insurance guarantees that your children won’t be in those situations. Instead you can set them up with financial security with a policy that secures an income and provides for future expenses like college.